RemitFee

TT Buying · TT Selling · updated 9 Oct 2026

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HDFC Bank Forex Rates Today

The telegraphic-transfer (TT) rates HDFC Bank applies to SWIFT remittances — TT Selling when you send money abroad, TT Buying when you receive it — for all 23 currencies it quotes, with the change since earlier refreshes and a 90-day trend. Forex-card and cash rates are different columns and are not shown.

Source: HDFC Bank Treasury Forex Card Rates (PDF). INR per 1 unit.

USD · TT Selling

₹98.3500

+0.4400 since 2 Oct

GBP · TT Selling

₹131.4700

+0.7700 since 2 Oct

EUR · TT Selling

₹110.7900

−0.1800 since 2 Oct

AED · TT Selling

₹27.1300

+0.1300 since 2 Oct

Full rate sheet

Spread = how much higher the selling rate is than the buying rate — the bank's round-trip margin. Change compares today's TT Selling with the last refresh at least a week earlier.

Currency TT Selling TT Buying Spread Change 90 days
USD · US Dollar 98.3500 94.9000 3.64% +0.45% since 2 Oct HDFC Bank USD TT selling rate, last 90 days
EUR · Euro 110.7900 106.1300 4.39% −0.16% since 2 Oct HDFC Bank EUR TT selling rate, last 90 days
GBP · Pound Sterling 131.4700 124.3700 5.71% +0.59% since 2 Oct HDFC Bank GBP TT selling rate, last 90 days
AUD · Australian Dollar 69.8900 64.9200 7.66% +0.97% since 2 Oct HDFC Bank AUD TT selling rate, last 90 days
CAD · Canadian Dollar 69.9400 66.0200 5.94% +0.66% since 2 Oct HDFC Bank CAD TT selling rate, last 90 days
CHF · Swiss Franc 119.3600 113.3700 5.28% +0.97% since 2 Oct HDFC Bank CHF TT selling rate, last 90 days
NZD · New Zealand Dollar 56.5700 52.0000 8.79% +0.59% since 2 Oct HDFC Bank NZD TT selling rate, last 90 days
SGD · Singapore Dollar 76.8900 74.1300 3.72% +0.52% since 2 Oct HDFC Bank SGD TT selling rate, last 90 days
HKD · Hong Kong Dollar 12.6900 11.9300 6.37% +0.48% since 2 Oct HDFC Bank HKD TT selling rate, last 90 days
JPY · Japanese Yen 0.6354 0.5873 8.19% +0.65% since 2 Oct HDFC Bank JPY TT selling rate, last 90 days
KRW · South Korean Won 0.0754 0.0686 9.91% +2.03% since 2 Oct HDFC Bank KRW TT selling rate, last 90 days
THB · Thai Baht 2.9800 2.7700 7.58% +0.68% since 2 Oct HDFC Bank THB TT selling rate, last 90 days
CNH · Chinese Yuan Offshore (branch only) 15.0800 13.7700 9.51% +0.80% since 2 Oct HDFC Bank CNH TT selling rate, last 90 days
AED · UAE Dirham 27.1300 25.4900 6.43% +0.48% since 2 Oct HDFC Bank AED TT selling rate, last 90 days
SAR · Saudi Riyal 26.5400 24.9300 6.46% +0.49% since 2 Oct HDFC Bank SAR TT selling rate, last 90 days
OMR · Omani Rial 259.1300 242.8200 6.72% +0.48% since 2 Oct HDFC Bank OMR TT selling rate, last 90 days
BHD · Bahraini Dinar (branch only) 264.1400 248.1200 6.46% +0.43% since 2 Oct HDFC Bank BHD TT selling rate, last 90 days
KWD · Kuwaiti Dinar (branch only) 323.6100 303.5200 6.62% +0.39% since 2 Oct HDFC Bank KWD TT selling rate, last 90 days
QAR · Qatari Riyal (branch only) 27.4700 25.5900 7.35% +0.62% since 2 Oct HDFC Bank QAR TT selling rate, last 90 days
DKK · Danish Krone 15.0100 14.0100 7.14% −0.20% since 2 Oct HDFC Bank DKK TT selling rate, last 90 days
NOK · Norwegian Krone 10.6000 9.6200 10.19% +1.34% since 2 Oct HDFC Bank NOK TT selling rate, last 90 days
SEK · Swedish Krona 10.1700 9.2400 10.06% +1.40% since 2 Oct HDFC Bank SEK TT selling rate, last 90 days
ZAR · South African Rand 6.1000 5.5900 9.12% +0.83% since 2 Oct HDFC Bank ZAR TT selling rate, last 90 days

1 unit to INR at HDFC Bank today

  • 1 USD to INR at HDFC Bank: ₹98.3500 when you send (TT Selling), ₹94.9000 when you receive (TT Buying). ₹1,00,000 buys 1016.78 USD before charges; USD 1,000 received is credited as ₹94,900 before GST.
  • 1 GBP to INR at HDFC Bank: ₹131.4700 when you send (TT Selling), ₹124.3700 when you receive (TT Buying). ₹1,00,000 buys 760.63 GBP before charges; GBP 1,000 received is credited as ₹1,24,370 before GST.
  • 1 EUR to INR at HDFC Bank: ₹110.7900 when you send (TT Selling), ₹106.1300 when you receive (TT Buying). ₹1,00,000 buys 902.61 EUR before charges; EUR 1,000 received is credited as ₹1,06,130 before GST.
  • 1 AED to INR at HDFC Bank: ₹27.1300 when you send (TT Selling), ₹25.4900 when you receive (TT Buying). ₹1,00,000 buys 3685.96 AED before charges; AED 1,000 received is credited as ₹25,490 before GST.
  • 1 SGD to INR at HDFC Bank: ₹76.8900 when you send (TT Selling), ₹74.1300 when you receive (TT Buying). ₹1,00,000 buys 1300.56 SGD before charges; SGD 1,000 received is credited as ₹74,130 before GST.
  • 1 CAD to INR at HDFC Bank: ₹69.9400 when you send (TT Selling), ₹66.0200 when you receive (TT Buying). ₹1,00,000 buys 1429.80 CAD before charges; CAD 1,000 received is credited as ₹66,020 before GST.
  • 1 AUD to INR at HDFC Bank: ₹69.8900 when you send (TT Selling), ₹64.9200 when you receive (TT Buying). ₹1,00,000 buys 1430.82 AUD before charges; AUD 1,000 received is credited as ₹64,920 before GST.

USD rate trend at HDFC Bank

Over the last 24 refreshes (from 16 Jul) HDFC Bank's USD TT Selling rate ranged from ₹96.6600 to ₹98.4700, and is +1.6900 (+1.75%) since 1 Sep.

HDFC Bank USD TT selling and TT buying rates, last 90 days16 Jul: TT Selling ₹97.9500 · TT Buying ₹94.510020 Jul: TT Selling ₹98.1300 · TT Buying ₹94.700029 Jul: TT Selling ₹97.4400 · TT Buying ₹94.010031 Jul: TT Selling ₹97.0400 · TT Buying ₹93.61001 Aug: TT Selling ₹97.0400 · TT Buying ₹93.61004 Aug: TT Selling ₹97.0300 · TT Buying ₹93.61007 Aug: TT Selling ₹96.9500 · TT Buying ₹93.520024 Aug: TT Selling ₹97.3300 · TT Buying ₹93.90001 Sep: TT Selling ₹96.6600 · TT Buying ₹93.230011 Sep: TT Selling ₹97.4600 · TT Buying ₹94.020014 Sep: TT Selling ₹97.4600 · TT Buying ₹94.020021 Sep: TT Selling ₹97.5200 · TT Buying ₹94.060023 Sep: TT Selling ₹97.3000 · TT Buying ₹93.880024 Sep: TT Selling ₹97.5500 · TT Buying ₹94.120028 Sep: TT Selling ₹97.5900 · TT Buying ₹94.130029 Sep: TT Selling ₹97.8000 · TT Buying ₹94.380030 Sep: TT Selling ₹97.6300 · TT Buying ₹94.21001 Oct: TT Selling ₹97.9100 · TT Buying ₹94.40002 Oct: TT Selling ₹97.9100 · TT Buying ₹94.40005 Oct: TT Selling ₹97.9200 · TT Buying ₹94.41006 Oct: TT Selling ₹98.1300 · TT Buying ₹94.68007 Oct: TT Selling ₹98.4700 · TT Buying ₹95.01008 Oct: TT Selling ₹98.4300 · TT Buying ₹94.97009 Oct: TT Selling ₹98.3500 · TT Buying ₹94.900098.4793.2316 Jul9 Oct
TT Selling (when you send)TT Buying (when you receive)24 refreshes · INR per 1 USD · hover a point for its values

How far from the mid-market rate?

The mid-market rate is what Google shows. Banks quote a margin on each side of it; this table computes HDFC Bank's margin from today's card rate and a live mid-market feed.

Compare with other banks

Today's TT Selling rate (INR per 1 unit) at every bank RemitFee tracks. A lower selling rate means more foreign currency for the same rupees.

Bank USDGBPEURAED
HDFC Bank 98.3500131.4700110.790027.1300
ICICI Bank 98.1100131.4200110.890027.1600
State Bank of India 97.0500129.4300109.850026.9700
Indian Overseas Bank 96.8900128.4900108.980026.4800
Kotak Mahindra Bank 98.3400130.7700110.990027.3200
Axis Bank 98.4500131.5500110.780027.1600

FAQ — HDFC Bank forex rates

What is the TT buying rate at HDFC Bank?

The TT (telegraphic transfer) buying rate is what HDFC Bank pays you per unit of foreign currency when it converts an inward remittance into rupees. Today it is ₹94.90 per USD (sheet dated 9 Oct 2026). It sits below the mid-market rate; the gap is the bank's margin on receiving money, which never appears as a fee line on your statement.

What is the TT selling rate at HDFC Bank?

The TT selling rate is what HDFC Bank charges per unit of foreign currency when you send money abroad by SWIFT wire. Today it is ₹98.35 per USD (sheet dated 9 Oct 2026). It sits above the mid-market rate; that margin is the biggest single cost of most bank remittances, ahead of commission, SWIFT charges and GST.

Why is HDFC Bank's rate different from the Google rate?

Google shows the mid-market (interbank) rate, which no retail customer gets. HDFC Bank publishes a card rate with a margin on each side — typically 1–2% at Indian banks. The "vs mid-market" table on this page computes today's margin live so you can see exactly how much the rate costs you on top of the visible fees.

How often does HDFC Bank update its forex rates?

HDFC Bank publishes a fresh card rate every forex working day, usually in the morning, and can revise it during the day when the market moves. RemitFee records the published rate on each refresh (sheet dated 9 Oct 2026) and keeps the history behind the trend charts; the rate applied to your transfer is the one in force at the moment of debit.

Are these the same rates HDFC Bank uses for forex cards and cash?

No. TT rates apply to wire remittances (SWIFT / telegraphic transfer). Forex card loads, currency notes and traveller's cheques are quoted in separate columns of the same sheet and are usually worse for the customer. RemitFee shows the TT columns only, because they are what an outward or inward remittance is converted at.

Does GST apply to HDFC Bank's exchange rate?

GST is not charged on the rate itself. Instead, 18% GST is levied on a notional currency-conversion value fixed by slab under CGST Rule 32(2)(b) — a few hundred rupees on a typical transfer — and it appears as a separate line on the HDFC Bank charges page. The rate you see here is the gross conversion rate before that GST line.

Where do these HDFC Bank rates come from?

From HDFC Bank's own published sheet — HDFC Bank Treasury Forex Card Rates (PDF) (https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/interest-rates/hdfc-bank-treasury-forex-card-rates.pdf), read on every refresh. All rates are shown per 1 unit of foreign currency. If a currency is missing on a given day, the previous day's value is kept rather than zeroed.

What the rate costs you in practice